工业工程

工业工程 ›› 2011, Vol. 14 ›› Issue (3): 20-24.

• 专题论述 • 上一篇    下一篇

商业银行绩效评价体系及影响因素研究

  

  1. 重庆大学,1.贸易与行政学院；2.经济与工商管理学院，重庆 400030
  • 出版日期:2011-06-30 发布日期:2011-07-08
  • 作者简介:陈仲常（1949-），女，重庆市人，教授，主要研究方向为财政与金融.
  • 基金资助:

     2010-2011年度重庆大学-日本笹川优秀青年教育基金资助项目（SYLFF）；中央高校基本科研项目（CDJXS11021113）

Research on the Impact Factors of Commercial Bank Performance Evaluation

  1. 1. College of Trade and Public Administration; 2. College of Economics and Business Administration,
    Chongqing University, Chongqing 400030, China
  • Online:2011-06-30 Published:2011-07-08

摘要： 为寻找商业银行绩效影响因素及构建合理的商业银行绩效评价体系，从财务特征和治理特征选择影响商业银行绩效的因素，以1998~2008年各上市商业银行混合面板数据为样本，建立多元回归模型进行实证检验，利用序数分析法构建商业银行绩效评价体系。研究结果表明股份制商业银行绩效排名较高，国有商业银行居中，而城市商业银行绩效较低。    

关键词: 商业银行绩效, 财务特征, 序数分析法

Abstract: Aiming at developing an effective performance evaluation system for commercial banks, study is conducted to discover factors that have effect on performance of commercial banks. By analyzing the financial and governance characteristics of the banks, a set of factors are collected. Then, based on the mixed panel data from the listed commercial banks in 1998~2008, a multivariate regression model is proposed. With this model, ordinal analysis is used to select the factors that have significant effect on the performance of commercial banks. In this way, a performance evaluation system for the commercial banks is developed. Based on the system, it is found that the joint-stock commercial banks have the highest the performance rank, the stateowned commercial banks are next, and the performance of city commercial banks is relatively low.

Key words: commercial banks performance, finance features, ordinal analysis method